Terms

Terms of use

This domain is run by Susman Insurance Agency, a licensed California agency (License 0B75129). The site informs you about term life insurance and runs a tool to pull quotes from companies based on what you put in.

Quotes are approximations. The rates on display are from companies based on the class you picked, for data purposes. They're not an insurance offer, not a rate guarantee, and not a pledge of approval. What you actually pay, your class rating, and whether you're approved are all determined by the carrier's underwriting; the contract document controls everything.

No coverage exists here. Applying for quotes, filling out an application, or messaging us creates no insurance and no obligation. A carrier must send a policy, you have to receive it and accept it, and you have to make the first payment for coverage to be actual.

Carriers and terms differ. What's available and how much it costs shifts by business, by location, and by who you are. Quotes shown here are for California residents.

Not professional advice. Write-ups on this site are basic info, not legal counsel, tax guidance, or financial planning. Run anything critical by a licensed expert.

Third-party system. The application form is hosted and run by a business partner under its own terms.